CAIRO, April 9 – The African Export-Import Bank (Afreximbank) reported robust financial performance for 2025, with total assets and contingencies rising 21% to $48.5 billion, reflecting sustained growth and increased market confidence.
Net loans and advances climbed 16% to $33.5 billion, supported by continued financing across key sectors including manufacturing, infrastructure, food security and climate adaptation in Africa and the Caribbean.
The bank maintained strong asset quality, with its non-performing loan ratio broadly stable at 2.43%, underscoring disciplined risk management despite an expanded lending portfolio.
Liquidity levels strengthened, with cash and cash equivalents rising to $6.0 billion, representing 14% of total assets, above the institution’s internal benchmark. Shareholders’ funds increased 17% to $8.4 billion, supported by net income and fresh equity inflows under its capital expansion programme.
Gross income rose to $3.5 billion, while operating expenses increased to $459.2 million amid higher staffing and inflationary pressures. However, cost efficiency remained strong, with a cost-to-income ratio of 21%, well below the bank’s strategic ceiling.
Net income advanced 19% to $1.2 billion, driven by expanded delivery of financing and advisory solutions aimed at supporting trade and industrialisation across member states.
During the year, the bank also tapped international capital markets, raising more than $800 million through Samurai and Panda bond issuances in Japan and China, highlighting continued investor confidence despite concerns raised by some rating agencies.
The performance underscores Afreximbank’s growing role as a key financial institution supporting Africa’s trade, industrial development and long-term economic resilience.
