ACCRA, Mar 17 – Uber has partnered with Ghana-based fintech Fido to provide drivers on its platform with access to instant loans of up to GH₵10,000 ($920), as part of efforts to expand financial access within the country’s ride-hailing sector.
The facility allows eligible drivers to apply for credit through Fido’s digital platform without collateral or extensive documentation. Loans are processed quickly and are structured to help drivers cover operational costs such as fuel, vehicle maintenance and other day-to-day expenses.
The partnership, which launched in December 2025, has recorded early uptake among drivers, reflecting demand for accessible and flexible financing options. Loan limits start at lower amounts and increase over time based on repayment behaviour.
In addition to credit, qualifying drivers will have access to other financial services offered by Fido. These include insurance cover, discounted airtime and data bundles, as well as a savings product known as EasySave. The savings offering, developed in partnership with Access Bank, allows users to earn returns while retaining the flexibility to withdraw funds without fees.
Fido currently serves more than 400,000 customers in Ghana and uses machine learning-driven tools to assess creditworthiness, particularly for individuals and small businesses with limited formal credit histories. The company has also expanded operations into Uganda, Zambia and South Africa.
The collaboration is exclusively available to Uber drivers in Ghana and is designed to provide tailored financial support through a fully digital process.
